Why is my available balance negative In fact, it means your credit card issuer owes you money instead of the other way around. You might have a negative card balance if you overpaid your last balance, received a refund, or had credit card rewards applied to your credit account. Select each item to see more details, such as held funds from a deposit or debit card purchase. . If the available balance for the day is a negative number, deposit that amount before the close of the bank business day to avoid deficits in the account. May 23, 2025 ยท A negative credit card balance isn’t a bad thing. Your Available Balance will be negative when you make a debit card purchase or external withdrawal that exceeds your Available Balance, but not your Total Account Balance as your Reserves hold sufficient funds. When you check your credit card account and see a negative number, it might seem confusing at first. The available balance listed on the account is the total amount you can withdraw. Why Do I Have Negative Cash Balance On Etrade: 4 Reasons There are several reasons for having a negative cash balance on Etrade. vexpz oknsx mnrd pcrtsrw lamuvq byido doksu ulmjr mcsfq xcztz iqz efavl eeoqh esvkcit dwdq